Mexico: Save Money by Paying Your Property Taxes Early

This is a quick post for my fellow expats who may be unaware that most local governments in Mexico offer significant discounts if you pay your property taxes early. In fact, the earlier you do it, the bigger the discount.

Property taxes are called predial in Spanish.

For example, here are the discounts being offered in the Municipality of Tulum:

And below are the discounts being offered in Cozumel. As you can see, the date ranges to receive the discounts are completely different from the ones in Tulum.

If you want to know of there are any discounts available in a particular area, you’ll need to check directly with the municipality where the property is located.

Let’s Wrap This Up

I know several expats who failed to pay their property taxes on time the first year they were in Mexico because they were patiently waiting for the municipality to send them a tax bill — which they never do.

Actually, some of the same folks are still driving around with expired vehicle registrations for the same reason.

Mexico doesn’t send out little friendly reminders to do things like pay your property taxes or renew your vehicle registration on time. The responsibility to remember to do those things is yours and yours alone. It’s like being a real grown-up.

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About the Author

Q-Roo Paul
Paul Kurtzweil (Q-Roo Paul) was a deputy sheriff in Florida for 25 years before retiring at the rank of lieutenant in 2015. He and his wife moved to Mexico looking to maximize their retirement income. They later started a blog called Two Expats Mexico (qroo.us) to share their experiences, as well as information about the logistical and legal aspects of retiring south of the border.

23 Comments on "Mexico: Save Money by Paying Your Property Taxes Early"

  1. I got a 25% discount by paying already.

  2. Thanks for the update
    In La Paz,BCS we get a 30% discount if taxes are paid in November
    I enjoy reading your blogs and the responses

  3. And of course in Playa it’s all messed up. For now the discounts are axed all together.

  4. I noticed on the sign in tulum they appear to have a 50 % discount for INAPAM. Is that common in other jurisdictions? How do we get that discount?

    • Javier MacĂ­as | December 4, 2018 at 6:29 pm | Reply

      https://www.gob.mx/inapam/acciones-y-programas/tarjeta-inapam-conoce-los-requisitos-para-obtener-la-tarjeta-inapam?idiom=es

      That is to go to the INAPAM´s webpage to the window where it says what it is needed to become an INAPAM member.

      In there it says it can also be obtained by people from other countries living in Mexico.

      Para los extrajeros con residencia temporal o permanente en el paĂ­s, se requiere alguno de los siguientes documentos: (For foreigners with temporal or permanent residency in the country, it is necessary one of the following doccuments.-)

      • FM2 o FM3 (FM2 or FM3)
      • Carta de naturalización (naturalization letter)
      • Permiso de residencia temporal (temporal residency permit)
      • Pasaporte vigente (passport)
      • Acompañados de un comprobante de domicilio en territorio mexicano (WITH a proof of where you live in mexican territory.- [Usually.- Predial, Electricity, Water, telephone, not older than 3 months]

      Points 1-3 also point you must prove your age and identitity.- (passport, INE are OK) and point 4.- two “infantile” (ID size) pictures b/w or color OK.

      Also in there, at the bottom there´s a link to ubicate your offices to obtain the INAPAM card (which is the card that proves you are an INAPAM member)

      This is their phone to solve any questions.

      It shouldn´t be that hard!

      Good luck!

  5. John Krainicuik | December 4, 2018 at 9:10 am | Reply

    Hi Paul! Awesome job on everything you post. One thing, in PDC, this year, you cannot pay your pre dial until Jan 1, 2019. Tried to pay in November to take advantage of the discount and told that I couldn’t pay until Jan 1…And there may be no discounts!!

  6. I love that!! “It’s like being a REAL grownup!! LOL!! Love it!

  7. We are new property owners in Mazatlan. First time paying our property taxes. Is it safe or advised to pay online? I have the website. We will be there in January and can figure it out in person too. Which way is advised? Thank you! Enjoy your blog!!

    • It depends how organized the municipality is. We paid online in Tulum last year and received a receipt. We later learned that in order to get the discount credited to the account, we had to either hand carry that receipt down to get a different receipt or email it directly to them. You might want to check on FB group for expats in Mazatlan to see if what works best there.

  8. Not sure if this applies where you live (we are in the Progreso area) but if you pay your water bill for the entire year in Jan you can get 2 months free.

  9. We are just in the process of buying a condo in Bucerias and your blog has been EXTREMELY helpful and we appreciate all you do for us EXPATS! Thank you so much!

  10. Hi Paul – we are in Bucerias Nayarit and we have been told (unofficially mind you) that we cannot get discounts because the property is owned via a bank trust….would be interested in comments from others if they own via bank trust and got discount. Also, we were also told, INAPAM discount will not apply within a bank trust??

    Any comments welcome

    • That’s too bad, Gord. All of our neighbors have fideicomisos and as long as we pay the taxes early, we get a discount.
      As far as INAPAM is concerned, a few neighbors have looked into that option and it only applied to properties valued at less than 1 million pesos — so they weer excluded on that basis.

  11. Someone was saying they are refusing to give this discount in Playa del Carmen. Do you know anything about that?

  12. The INAPAM only works if your domicile assessment is less than 1 million MX (50,000 US). our Akumal condo was valued over that,so we only got the early bird discount! Dang!

  13. I have friends who own a piece of land in Mahahual and have not been in two years as one of them is very sick. They have also not paid their taxes in two years, I believe. They are totally confused on how they could pay their taxes online. Some people say it’s possible and some people say it’s not…Anybody in the same situation here would have any recent information? I can’t seem to find relevant info anywhere. Thank you.

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