Lately, we’ve been getting quite a few emails from readers asking us how and where to get Mexican car insurance. Most of these readers either just purchased or are in the process of purchasing a vehicle in Mexico.
Fortunately for them — and you too if you happen to be in the market for some coverage south of the border, — it’s quick and easy to compare rates online and even purchase a policy.
If you don’t feel like contacting each insurance company one at a time and requesting a quote, I recommend using one (or both) of the following sites to speed up the process. They both return quotes from multiple companies in a matter of seconds.
And, yes — they’re both in Spanish. If you plan on living in Mexico, at some point you’re going to have to start getting used to that.
Let’s Wrap This Up
If you have insurance and you’re involved in an auto accident in Mexico, the insurance company will send an adjuster to the scene to negotiate on your behalf and work out a compensation agreement with the other party. The outcome of that negotiation will determine what action the police take.
If both parties involved come to an agreement on who’s responsible and who’s going to pay for what, then the police do very little. However, if the two sides cannot come to an agreement, then the police will impound both vehicles until the matter can be resolved by the Ministerio Público. If that happens, you could be without your vehicle for awhile.
I’m currently working an another article that goes into more detail about what to expect if you’re ever involved in a vehicle accident in Mexico. If you subscribe below, you’ll get an email notice the moment I post it.