Mexico: Paying Our Property Taxes Early to Save 25%

The past few days we’ve been playing tour guide for a friend of ours visiting from Florida. We’ve been taking him to all of our favorite beaches, beach bars and restaurants. Of course we threw in a couple of excursions as well, including a trip to the Mayan ruins in Tulum.

Yesterday he woke up and asked me what we had on the agenda for day. I told him we had an exciting excursion planned to — wait for it — city hall to pay our 2021 property taxes.

Cue the sad trombone music…wah, wah, wah, wahhhhhhhh. 

It’s certainly not the most exciting thing to do but the thrifty retiree in me wanted to get it done to ensure I received the 25% discount for early payment. That’s right, you can actually save money on your property taxes in Mexico by paying them early.

Discounts are generally set by the municipality where the property is located. In the municipality of Tulum, which includes Akumal where we live, offers up to 25% for early payment and that percentage is reduced as we move closer to the property tax due date of March 31st.

Spanish tip of the day: property taxes are called predial 

Folks who have an INAPAM card — that’s the one for seniors 60 and over — can get a 50% discount on their property taxes; however, there’s a catch. The property cannot exceed $345,000 MXN (about $17,250 USD) in value.

Let’s Wrap This Up

Property taxes are relatively inexpensive in Mexico when compared to those in many parts of the United States. For example, we live in a 2 BR, 2BA condo located inside a gated resort community and our property taxes this year, with the discount, were under $200 USD.

After we finished paying the taxes, which took about 40 minutes, we took our friend to Akumal Bay to enjoy the gorgeous weather and absence of seaweed. Here’s a pic that Linda took when we arrived:

Well that’s it for today. Hasta Luego.

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About the Author

Qroo Paul
Paul Kurtzweil (Q-Roo Paul) was a deputy sheriff in Florida for 25 years before retiring at the rank of lieutenant in 2015. He and his wife moved to Mexico looking to maximize their retirement income. They later started a blog called Two Expats Mexico (qroo.us) to share their experiences as well as information about the logistical and legal aspects of retiring south of the border.

28 Comments on "Mexico: Paying Our Property Taxes Early to Save 25%"

  1. Thanks Paul, great read and information really appreciate all your informative blogs and post.

  2. What’s a catastro payment?
    State or national “predial”
    ?

    • The predial is paid to the municipality directly and you will need the the property designation number (parcel number) called a clave catastral.

  3. Annette Stevens | November 24, 2020 at 9:06 am | Reply

    Love the photo that Linda took of Akumal beach – beautiful! Can’t wait to get back there! I don’t know if I have ever seen the beach that empty. I have to say, it makes it more beautiful.

  4. Thank you for the great advice and interesting story. Praying for 2021.

  5. Is that Lol-Ha? I was actual in Akumal yesterday and almost stopped by there.

  6. Thankfully we have our property manager doing this and it allowed us to enjoy our vacation when we were down there the past couple weeks. It was good seeing you and Linda while out and about, even though we didn’t really have a chance chat.

  7. I thoroughly enjoy your newsletter. BTW, I pay my property taxes on line and still get the 25% discount. Happy Holidays!

    • Yes, you can pay online. If you do, you must email them the payment receipt or they wont give you the 25% in the end. We had the problem a few years ago. They said the transaction wasn’t complete until we notified them and they sent us a receipt showing paid.

  8. I have been searching your site,without luck, to find out the system you use to call 800 numbers in the US for free. I remember reading something but can’t find it.
    Thanks
    Charles Wilson

  9. Hi Paul! We recently purchased a house in Chan Chemuyil so this will be our first time paying property tax in Mexico. Should we be expecting some type of notification with cost and dates? Or do we just go to city hall and give them our address and they tell us what we owe?

    • They don’t provide any notification at all for property taxes or car registrations. Both are due by March 31st; however, you can get a discount for paying the property taxes early. You will need a number called a clave catastral for your property in order to pay.

  10. John C Fosbaugh | November 24, 2020 at 3:31 pm | Reply

    I was right there with you, 4 behind you. The one in the Red and White Striped Tank Top. Well organized and executed.

  11. Cassandra Garcia | November 24, 2020 at 3:49 pm | Reply

    Hola. Just looking into paying early in Merida, but we have to wait until January to get a 20% discount. Our taxes are only about $30 usd for the year… PLUS they include a homeowner’s insurance policy. Viva Mexico.

  12. Your experience is specific to where you live, not everywhere in Mexico. Where I live property taxes are not due until March. You can get a 20% discount by paying in January (if the office is open) and a 10% discount by paying in February. No discount if you wait until March. Some people do not pay at all for several years especially if they plan to sell down the road. Then all the arrears are paid to complete the sale. So much in Mexico depends on where you live. From the costs of goods and services to property taxes, etc.

    • Normally property taxes are due by March 31st in most municipalities in Mexico. I did include the fact that the discounts given are set by the particular municipality.

  13. Thanks Paul…I usually pay at the Palacio Municipal in Playa when we arrive in January, but want to pay online early December to get the 25% discount. I checked out the site and it looks like I can’t access our account until December 1 so I will follow up then!

  14. 200 only that is pretty cheap than most of USA

  15. John F. McIntosh | November 27, 2020 at 10:32 am | Reply

    We actually get a 30% discount if paid before November 1, we are in the municipality of La Paz in Baja Sur..

  16. Hi I’m a new resident of Playa and tried to pay taxes early, December 3 and was told your article is not correct. I can’t pay taxes until January 2.

    • As the article states, property taxes are controlled by the particular municipality where the residence is located. You are in the municipality of Solidaridad, we are in Tulum.

  17. Apologies. Understand now, learned if I pay early January I may get a discount.

  18. This was great information.
    Can you keep us up to date on the Corona virus in Cancun?? We are frequent travelers to Cancun.

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